---
canonical_url: https://lendb.ai/lo/nelson-jaramillo-138363
json_url: https://lendb.ai/lo/nelson-jaramillo-138363.json
nmls_id: 138363
last_verified: 2026-10-09
---

# Nelson Jaramillo

Mortgage Loan Officer at Loan Factory, NJ. NMLS ID 138363 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/138363)).

**Summary:** Nelson Jaramillo (NMLS 138363) is Mortgage Loan Officer at Loan Factory, based in New Jersey. Lists New Jersey on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Construction loan, FHA loan, First-time buyer and Renovation loan (203k / HomeStyle). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.loanfactory.com/mortgage-expert/nelson-jaramillo-138363, verified 2026-10-09)
- Licensed in: New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/nelson-jaramillo-138363
- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/nelson-jaramillo-138363
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/nelson-jaramillo-138363
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/nelson-jaramillo-138363

## About

Nelson brings 20 years of expertise in FHA loans, first-time buyer programs, 203k renovation loans, and construction financing. He provides personalized guidance to help clients achieve homeownership with a smooth buying experience.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.loanfactory.com/mortgage-expert/nelson-jaramillo-138363, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), NJ. Source: https://www.loanfactory.com/mortgage-expert/nelson-jaramillo-138363, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/138363

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/nelson-jaramillo-138363

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/138363
- lender_site: https://www.loanfactory.com/mortgage-expert/nelson-jaramillo-138363

Cite as: Nelson Jaramillo (NMLS 138363), Loan Factory. LenDb.ai, https://lendb.ai/lo/nelson-jaramillo-138363, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._