---
canonical_url: https://lendb.ai/lo/nestor-caussade-morales-1538512
json_url: https://lendb.ai/lo/nestor-caussade-morales-1538512.json
nmls_id: 1538512
last_verified: 2026-10-15
---

# Nestor Caussade

Residential Mortgage Loan Originator at Willow Bend Mortgage Company, LLC. NMLS ID 1538512 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1538512)).

**Summary:** Nestor Caussade (NMLS 1538512) is Residential Mortgage Loan Originator at Willow Bend Mortgage Company, LLC. Licensed in Texas, confirmed with the state regulator. Focus areas shown on the lender page: Construction loan, First-time buyer, Real estate investor and Self-employed. Speaks Spanish and Hebrew. Earliest state license record: July 25, 2019 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: July 25, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish, Hebrew
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Construction loan** (`construction`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.wbm.com/loan-officers/nestor-caussade/
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.wbm.com/loan-officers/nestor-caussade/
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.wbm.com/loan-officers/nestor-caussade/
- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.wbm.com/loan-officers/nestor-caussade/

## About

Nestor Caussade is a licensed mortgage broker in Texas with over a decade of experience. They focus on 0% down programs for first-time buyers and construction loans for investors.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: over 10. Source: https://www.wbm.com/loan-officers/nestor-caussade/, verified 2026-10-15.
- credential: Licensed Mortgage Broker in Texas. Source: https://www.wbm.com/loan-officers/nestor-caussade/, verified 2026-10-15.
- other: Strong underwriting background. Source: https://www.wbm.com/loan-officers/nestor-caussade/, verified 2026-10-15.
- other: Sign languages: American Sign Language and Mexican Sign Language. Source: https://www.wbm.com/loan-officers/nestor-caussade/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO62964 | expired | confirmed | 2019-07-25 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2022-07-14 | state_regulator | 2026-10-13 |
| NY | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |

## Employment history

- ? to present: Willow Bend Mortgage Company, LLC (NMLS 117371). Source: https://www.wbm.com/loan-officers/nestor-caussade/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1538512

## Contact

- View profile at Willow Bend Mortgage Company, LLC: https://www.wbm.com/loan-officers/nestor-caussade/
- Office phone and Email on file: shown at https://lendb.ai/lo/nestor-caussade-morales-1538512#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1538512
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://www.wbm.com/loan-officers/nestor-caussade/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Nestor Caussade (NMLS 1538512), Willow Bend Mortgage Company, LLC. LenDb.ai, https://lendb.ai/lo/nestor-caussade-morales-1538512, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._