---
canonical_url: https://lendb.ai/lo/nestor-gotay-1140480
json_url: https://lendb.ai/lo/nestor-gotay-1140480.json
nmls_id: 1140480
last_verified: 2026-10-09
---

# Nestor Gotay

Loan Officer at Guild Mortgage, Winchester, VA. NMLS ID 1140480 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1140480)).

**Summary:** Nestor Gotay (NMLS 1140480) is Loan Officer at Guild Mortgage, based in Winchester, VA. Lists Maryland, Virginia and West Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Real estate investor and Down payment assistance. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Maryland (MD, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.85, verified 2026-10-09. Source: https://branches.guildmortgage.com/va/winchester/nestor-gotay-600-rgngo.html
- **Real estate investor** (`investor`): lender page, confidence 0.85, verified 2026-10-09. Source: https://branches.guildmortgage.com/va/winchester/nestor-gotay-600-rgngo.html
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.80, verified 2026-10-09. Source: https://branches.guildmortgage.com/va/winchester/nestor-gotay-600-rgngo.html

## About

Nestor Gotay is a Loan Officer with nearly two decades of real estate and mortgage experience since 2004. He has served first-time, move-up, and investor homebuyers, and specializes in down payment assistance and contract negotiation.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2004. Source: https://branches.guildmortgage.com/va/winchester/nestor-gotay-600-rgngo.html, verified 2026-10-09.
- credential: Former Real Estate Broker with effective contract negotiating skills. Source: https://branches.guildmortgage.com/va/winchester/nestor-gotay-600-rgngo.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Winchester, VA. Source: https://branches.guildmortgage.com/va/winchester/nestor-gotay-600-rgngo.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1140480

## Contact

- linkedin_url: https://www.linkedin.com/in/nestorgotay/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/va/winchester/nestor-gotay-600-rgngo.html
- Office phone and Email on file: shown at https://lendb.ai/lo/nestor-gotay-1140480#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1140480
- lender_site: https://branches.guildmortgage.com/va/winchester/nestor-gotay-600-rgngo.html

Cite as: Nestor Gotay (NMLS 1140480), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/nestor-gotay-1140480, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._