---
canonical_url: https://lendb.ai/lo/nhat-nguyen-247370
json_url: https://lendb.ai/lo/nhat-nguyen-247370.json
nmls_id: 247370
last_verified: 2026-10-09
---

# Nhat Nguyen

Loan Officer at Empire Home Loans, Fair Oaks, CA. NMLS ID 247370 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/247370)).

**Summary:** Nhat Nguyen (NMLS 247370) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Focus areas shown on the lender page: Reverse mortgage. States 22 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 22 (source: https://www.empirehomeloans.com/team/nhat, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Reverse mortgage** (`reverse`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.empirehomeloans.com/team/nhat

## About

Nhat has 22 years of experience helping individuals and families with home purchases, refinancing, and construction financing. She holds a Bachelor of Science in Finance and specializes in serving seniors 55 and over with various reverse mortgage structures tailored to their needs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 22. Source: https://www.empirehomeloans.com/team/nhat, verified 2026-10-09.
- education: Bachelor of Science in Finance from San Jose State University. Source: https://www.empirehomeloans.com/team/nhat, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243), Fair Oaks, CA. Source: https://www.empirehomeloans.com/team/nhat, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/247370

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/nhat
- Office phone and Email on file: shown at https://lendb.ai/lo/nhat-nguyen-247370#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/247370
- lender_site: https://www.empirehomeloans.com/team/nhat

Cite as: Nhat Nguyen (NMLS 247370), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/nhat-nguyen-247370, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._