---
canonical_url: https://lendb.ai/lo/nic-bucca-1086681
json_url: https://lendb.ai/lo/nic-bucca-1086681.json
nmls_id: 1086681
last_verified: 2026-10-09
---

# Nic Bucca

Co-Founder/Executive Vice President at Lit Financial Corporation. NMLS ID 1086681 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1086681)).

**Summary:** Nic Bucca (NMLS 1086681) is Co-Founder/Executive Vice President at Lit Financial Corporation. Licensed in Florida, confirmed with the state regulator (license LO24117). Also lists Colorado, Connecticut, Georgia, Louisiana, Michigan, Pennsylvania and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Bank statement loan, DSCR loan, Jumbo loan, HELOC and FHA loan. Licensed since 2014 (per Florida records). States 11 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2014 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 11 (source: https://litfinancial.com/loan-experts/nic-bucca, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Colorado (CO, lender_reported), Connecticut (CT, lender_reported), Georgia (GA, lender_reported), Louisiana (LA, lender_reported), Michigan (MI, lender_reported), Pennsylvania (PA, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Bank statement loan** (`bank-statement`): lender page, confidence 0.70, verified 2026-10-09. Source: https://litfinancial.com/loan-experts/nic-bucca
- **DSCR loan** (`dscr`): lender page, confidence 0.70, verified 2026-10-09. Source: https://litfinancial.com/loan-experts/nic-bucca
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://litfinancial.com/loan-experts/nic-bucca
- **HELOC** (`heloc`): lender page, confidence 0.15, verified 2026-10-09. Source: https://litfinancial.com/loan-experts/nic-bucca
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://litfinancial.com/loan-experts/nic-bucca
- **VA loan** (`va`): lender page, confidence 0.10, verified 2026-10-09. Source: https://litfinancial.com/loan-experts/nic-bucca

## About

11-year mortgage industry veteran and Michigan State University graduate who co-founded Lit Financial to create the best place to originate and get mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Voice intro available

Nic has a short recorded voice intro on Lit Financial Corporation's site that touches on 11 years of experience.

Listen on Lit Financial Corporation's site: https://litfinancial.com/loan-experts/nic-bucca

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 11. Source: https://litfinancial.com/loan-experts/nic-bucca, verified 2026-10-09.
- education: Michigan State University graduate. Source: https://litfinancial.com/loan-experts/nic-bucca, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO24117 | active | confirmed | 2014-03-26 | state_regulator | 2026-10-09 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| LA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Lit Financial Corporation (NMLS 2553292). Source: https://litfinancial.com/loan-experts/nic-bucca, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1086681

## Contact

- View profile at Lit Financial Corporation: https://litfinancial.com/loan-experts/nic-bucca
- Office phone on file: shown at https://lendb.ai/lo/nic-bucca-1086681#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1086681
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://litfinancial.com/loan-experts/nic-bucca

Cite as: Nic Bucca (NMLS 1086681), Lit Financial Corporation. LenDb.ai, https://lendb.ai/lo/nic-bucca-1086681, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._