---
canonical_url: https://lendb.ai/lo/nichelle-miyashiro-1945314
json_url: https://lendb.ai/lo/nichelle-miyashiro-1945314.json
nmls_id: 1945314
last_verified: 2026-10-09
---

# Nichelle Miyashiro

Loan Officer at Empire Home Loans, Fair Oaks, CA. NMLS ID 1945314 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1945314)).

**Summary:** Nichelle Miyashiro (NMLS 1945314) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Nichelle Miyashiro became a Mortgage Loan Officer in 2020 and focuses on helping local island families achieve homeownership. She brings experience from mortgage broker roles and prior work in finance, consumer loan operations, mortgage accounting at Bank of Hawaii, and sales consulting.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2020. Source: https://www.empirehomeloans.com/team/nichelle, verified 2026-10-09.
- education: Associates in Arts in Hospitality & Tourism from Kapiʻolani Community College; Bachelors in Business Administration from UH West Oahu. Source: https://www.empirehomeloans.com/team/nichelle, verified 2026-10-09.
- role: Mortgage Broker and Loan Officer for multiple mortgage companies focused on local island families. Source: https://www.empirehomeloans.com/team/nichelle, verified 2026-10-09.
- other: Prior experience in consumer loan operations, mortgage accounting at Bank of Hawaii, staff accounting, and sales consulting. Source: https://www.empirehomeloans.com/team/nichelle, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243), Fair Oaks, CA. Source: https://www.empirehomeloans.com/team/nichelle, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1945314

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/nichelle
- Office phone and Email on file: shown at https://lendb.ai/lo/nichelle-miyashiro-1945314#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1945314
- lender_site: https://www.empirehomeloans.com/team/nichelle

Cite as: Nichelle Miyashiro (NMLS 1945314), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/nichelle-miyashiro-1945314, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._