--- canonical_url: https://lendb.ai/lo/nicholas-akel-2127701 json_url: https://lendb.ai/lo/nicholas-akel-2127701.json nmls_id: 2127701 last_verified: 2026-10-20 --- # Nicholas George Akel Loan Originator at Barrett Financial Group, Seminole, FL. NMLS ID 2127701 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2127701)). Nicholas George Akel (NMLS 2127701) is a Loan Originator at Barrett Financial Group in Seminole, Florida, licensed in Florida since 2021. Nicholas's own profile lists down payment assistance, first-time buyer and refinance as a focus. **Summary:** Nicholas George Akel (NMLS 2127701) is Loan Originator at Barrett Financial Group, based in Seminole, FL. Licensed in Florida, confirmed with the state regulator (license LO89786). Focus areas shown on the lender page: Down payment assistance, First-time buyer and Refinance. Barrett Financial Group also offers FHA loan, HELOC, Jumbo loan, Non-QM loan and Reverse mortgage and 2 more (a lender program, not confirmed as their own focus). Earliest state license record: June 18, 2021 (Florida), per state regulator. Last verified 2026-10-20. ## Quick answers ### Is Nicholas licensed in Florida? Yes. Florida regulator records list license LO89786 as active, first effective June 18, 2021 (verified 2026-10-15). Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### Does Nicholas do down payment assistance? Nicholas's profile lists down payment assistance as a focus (from their lender profile page). It also lists first-time buyer and refinance. Source: https://www.barrettfinancial.com/nakel. ### What lender does Nicholas work for? Barrett Financial Group, company NMLS 181106, from the Seminole, FL office, per the lender's own site (verified 2026-10-20). Source: https://www.barrettfinancial.com/nakel. ### How long has Nicholas been licensed? The earliest state license record LenDb holds for Nicholas is from June 18, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ## At a glance - Earliest state license record: June 18, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.70, verified 2026-10-20. Source: https://www.barrettfinancial.com/nakel - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-20. Source: https://www.barrettfinancial.com/nakel - **Refinance** (`refinance`): from their lender profile page, confidence 0.50, verified 2026-10-20. Source: https://www.barrettfinancial.com/nakel ### Their lender offers (lender level: Barrett Financial Group's programs, not confirmed as this person's focus) - **FHA loan** (`fha`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **HELOC** (`heloc`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **Jumbo loan** (`jumbo`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **Non-QM loan** (`non-qm`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **Reverse mortgage** (`reverse`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **USDA loan** (`usda`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **VA loan** (`va`): verified 2026-10-09. Source: https://www.barrettfinancial.com ## Facts from the lender page and intro - service_area: Port Saint Lucie. Source: https://www.barrettfinancial.com/nakel, verified 2026-10-20. - service_area: West Palm Beach. Source: https://www.barrettfinancial.com/nakel, verified 2026-10-20. - service_area: Tampa. Source: https://www.barrettfinancial.com/nakel, verified 2026-10-20. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO89786 | active | confirmed | 2021-06-18 | state_regulator | 2026-10-15 | ## Employment history - ? to present: Barrett Financial Group (NMLS 181106), Seminole, FL. Source: https://www.barrettfinancial.com/nakel, verified 2026-10-20. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2127701 ## Contact - linkedin_url: https://www.linkedin.com/in/nicholas-akel/ (source: lender_site, verified 2026-10-20) - View profile at Barrett Financial Group: https://www.barrettfinancial.com/nakel - Office phone and Email on file: shown at https://lendb.ai/lo/nicholas-akel-2127701#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2127701 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://www.barrettfinancial.com/nakel - lender_site (lender programs): https://www.barrettfinancial.com Cite as: Nicholas George Akel (NMLS 2127701), Barrett Financial Group. LenDb.ai, https://lendb.ai/lo/nicholas-akel-2127701, last verified 2026-10-20. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._