---
canonical_url: https://lendb.ai/lo/nicholas-bain-2594125
json_url: https://lendb.ai/lo/nicholas-bain-2594125.json
nmls_id: 2594125
last_verified: 2026-10-09
---

# Nicholas Bain

Purchase Loan Officer at Pennymac, Pasadena, CA. NMLS ID 2594125 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2594125)).

**Summary:** Nicholas Bain (NMLS 2594125) is Purchase Loan Officer at Pennymac, based in Pasadena, CA. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Also lists Arizona, California, Georgia and New Jersey on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Georgia (GA, lender_reported), New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Nicholas holds an English degree from University of Minnesota and is passionate about guiding borrowers through mortgage complexities, whether purchasing or refinancing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: English graduate from University of Minnesota. Source: https://www.pennymac.com/find-loan-officer/nicholas-bain, verified 2026-10-09.
- credential: Rated 5/5 Stars by homeowners. Source: https://www.pennymac.com/find-loan-officer/nicholas-bain, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO136000 | active | confirmed | 2025-03-06 | state_regulator | 2026-10-09 |
| CO | state_license | 100545066 | active | confirmed | 2026-04-10 | state_regulator | 2026-10-09 |
| PA | state_license | 120220 | active | confirmed |  | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Pennymac (NMLS 35953), Pasadena, CA. Source: https://www.pennymac.com/find-loan-officer/nicholas-bain, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2594125

## Contact

- View profile at Pennymac: https://www.pennymac.com/find-loan-officer/nicholas-bain
- Email on file: shown at https://lendb.ai/lo/nicholas-bain-2594125#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2594125
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=352977&contact=588052
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.pennymac.com/find-loan-officer/nicholas-bain

Cite as: Nicholas Bain (NMLS 2594125), Pennymac. LenDb.ai, https://lendb.ai/lo/nicholas-bain-2594125, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._