---
canonical_url: https://lendb.ai/lo/nicholas-caparosa-1481262
json_url: https://lendb.ai/lo/nicholas-caparosa-1481262.json
nmls_id: 1481262
last_verified: 2026-10-09
---

# Nick Caparosa

VP, Mortgage Loan Originator at Total Mortgage Services, Milford, CT. NMLS ID 1481262 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1481262)).

**Summary:** Nick Caparosa (NMLS 1481262) is VP, Mortgage Loan Originator at Total Mortgage Services, based in Milford, CT. Licensed in Florida, confirmed with the state regulator (license LO38821). Earliest state license record: January 26, 2017 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: January 26, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Nick strives to meet client expectations from approval through closing, emphasizing consultation to determine the best loan product for each scenario. He is available 24/7 to review numbers and serve as an advocate for his clients' files.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO38821 | active | confirmed | 2017-01-26 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Milford, CT. Source: https://www.totalmortgage.com/bankers/nick-caparosa, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1481262

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/nick-caparosa
- Email on file: shown at https://lendb.ai/lo/nicholas-caparosa-1481262#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1481262
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/nick-caparosa

Cite as: Nick Caparosa (NMLS 1481262), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/nicholas-caparosa-1481262, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._