---
canonical_url: https://lendb.ai/lo/nicholas-destefano-913806
json_url: https://lendb.ai/lo/nicholas-destefano-913806.json
nmls_id: 913806
last_verified: 2026-10-09
---

# Nick Destefano

Senior Loan Officer at Ruoff Mortgage. NMLS ID 913806 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/913806)).

**Summary:** Nick Destefano (NMLS 913806) is Senior Loan Officer at Ruoff Mortgage. Licensed in Florida, confirmed with the state regulator (license LO17399). Also lists Georgia and Ohio on the lender page (not yet checked with the state regulator). Licensed since 2012 (per Florida records). States 14 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2012 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 14 (source: https://www.ruoff.com/NickDestefano, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Nick has 14+ years serving clients across the U.S. and internationally. He specializes in VA, FHA, USDA, and conventional loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 14. Source: https://www.ruoff.com/NickDestefano, verified 2026-10-09.
- service_area: Ohio and other corners of the world. Source: https://www.ruoff.com/NickDestefano, verified 2026-10-09.
- community: Coaches basketball for kids. Source: https://www.ruoff.com/NickDestefano, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO17399 | active | confirmed | 2012-12-11 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/NickDestefano, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/913806

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/NickDestefano
- Office phone on file: shown at https://lendb.ai/lo/nicholas-destefano-913806#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/913806
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.ruoff.com/NickDestefano

Cite as: Nick Destefano (NMLS 913806), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/nicholas-destefano-913806, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._