---
canonical_url: https://lendb.ai/lo/nicholas-dezember-2157266
json_url: https://lendb.ai/lo/nicholas-dezember-2157266.json
nmls_id: 2157266
last_verified: 2026-10-30
---

# Nicholas Dezember

Loan officer at West Capital Lending, Inc.. NMLS ID 2157266 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2157266)).

Nicholas Dezember (NMLS 2157266) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida since 2021 and in California, Connecticut, Delaware and 6 more states.

**Summary:** Nicholas Dezember (NMLS 2157266) is a loan officer at West Capital Lending, Inc.. Licensed in 10 states confirmed with state regulators: Florida, California, Connecticut, Delaware, Colorado, Arkansas, Oregon, Wisconsin and 2 more. Earliest state license record: July 28, 2021 (Florida), per state regulator. Last verified 2026-10-30.

## Quick answers

### Is Nicholas licensed in Florida?

Yes. Florida regulator records list license LO92020 as active, first effective July 28, 2021 (verified 2026-10-15). LenDb has 9 other states on file for Nicholas. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Nicholas work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### How long has Nicholas been licensed?

The earliest state license record LenDb holds for Nicholas is from July 28, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: July 28, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Nicholas R. Dezember (AR, CA, CO, CT, DE, FL, MD, OR, WY, as of 2026-10-30)
- Licensed in: Florida (FL, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Colorado (CO, confirmed), Arkansas (AR, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO92020 | active | confirmed | 2021-07-28 | state_regulator | 2026-10-15 |
| CA | California Department of Real Estate | state_license | 02173893 | active | confirmed |  | state_regulator | 2026-10-24 |
| CT | Connecticut regulator | state_license | LO-2157266 | active | confirmed |  | state_regulator | 2026-10-15 |
| DE | Delaware regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-30 |
| CO | Colorado regulator | state_license | 100545224 | active | confirmed | 2026-04-22 | state_regulator | 2026-10-16 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-02-13 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 2157266 | active | confirmed | 2026-04-15 | state_regulator | 2026-10-21 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| WY | Wyoming regulator | state_license | 109818 | active | confirmed | 2026-02-11 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2157266

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2157266
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=351030&contact=585997
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://www.labor.maryland.gov/finance/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Nicholas Dezember (NMLS 2157266), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/nicholas-dezember-2157266, last verified 2026-10-30.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._