---
canonical_url: https://lendb.ai/lo/nicholas-lopez-1916345
json_url: https://lendb.ai/lo/nicholas-lopez-1916345.json
nmls_id: 1916345
last_verified: 2026-10-26
---

# Nicholas Lopez

Loan officer at West Capital Lending, Inc.. NMLS ID 1916345 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1916345)).

Nicholas Lopez (NMLS 1916345) is a mortgage loan officer at West Capital Lending, Inc., licensed in Texas, Connecticut and Massachusetts.

**Summary:** Nicholas Lopez (NMLS 1916345) is a loan officer at West Capital Lending, Inc.. Licensed in 3 states confirmed with state regulators: Texas, Connecticut and Massachusetts. Earliest state license record: December 3, 2019 (Iowa), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Nicholas licensed in Texas?

Yes. Texas regulator records list a license as active, first effective September 17, 2024 (verified 2026-10-13). LenDb has 2 other states on file for Nicholas. Source: https://www.sml.texas.gov/.

### What lender does Nicholas work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Nicholas been licensed?

The earliest state license record LenDb holds for Nicholas is from December 3, 2019 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/.

## At a glance

- Earliest state license record: December 3, 2019 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Nicholas J. Lopez (CA, CT, IA, MA, NY, TX, as of 2026-10-26)
- Licensed in: Texas (TX, confirmed), Connecticut (CT, confirmed), Massachusetts (MA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2024-09-17 | state_regulator | 2026-10-13 |
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |
| CT | Connecticut regulator | state_license | LO-1916345 | active | confirmed |  | state_regulator | 2026-10-15 |
| IA | Iowa regulator | state_license | 35864 | expired | confirmed | 2019-12-03 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 1916345 | expired | confirmed | 2024-08-28 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1916345 | inactive | confirmed | 2026-02-28 | state_regulator | 2026-10-24 |
| MA | Massachusetts regulator | state_license | MLO1916345 | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1916345

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1916345
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees

Cite as: Nicholas Lopez (NMLS 1916345), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/nicholas-lopez-1916345, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._