---
canonical_url: https://lendb.ai/lo/nicholas-ross-278416
json_url: https://lendb.ai/lo/nicholas-ross-278416.json
nmls_id: 278416
last_verified: 2026-10-10
---

# Nick Ross

Loan Officer at Edge Home Finance. NMLS ID 278416 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278416)).

**Summary:** Nick Ross (NMLS 278416) is Loan Officer at Edge Home Finance. Licensed in Florida, confirmed with the state regulator (license LO89027). Also lists Colorado, Georgia, Illinois, Kentucky, Massachusetts, Minnesota, North Carolina, Oregon and 3 more on the lender page (not yet checked with the state regulator). Earliest state license record: June 8, 2021 (Florida), per state regulator. Last verified 2026-10-10.

## At a glance

- Earliest state license record: June 8, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Kentucky (KY, lender_reported), Massachusetts (MA, lender_reported), Minnesota (MN, lender_reported), North Carolina (NC, lender_reported), Oregon (OR, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO89027 | active | confirmed | 2021-06-08 | state_regulator | 2026-10-09 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Edge Home Finance (NMLS 891464). Source: https://edgehomefinance.com/team-member/nick-ross/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278416

## Contact

- View profile at Edge Home Finance: https://edgehomefinance.com/team-member/nick-ross/
- Office phone and Email on file: shown at https://lendb.ai/lo/nicholas-ross-278416#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/278416
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://edgehomefinance.com/team-member/nick-ross/

Cite as: Nick Ross (NMLS 278416), Edge Home Finance. LenDb.ai, https://lendb.ai/lo/nicholas-ross-278416, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._