---
canonical_url: https://lendb.ai/lo/nicholas-stachnik-2023829
json_url: https://lendb.ai/lo/nicholas-stachnik-2023829.json
nmls_id: 2023829
last_verified: 2026-10-15
---

# Nicholas Stachnik

Senior Loan Officer at Consumer Real Estate Finance Co., Cape Coral, FL. NMLS ID 2023829 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2023829)).

**Summary:** Nicholas Stachnik (NMLS 2023829) is Senior Loan Officer at Consumer Real Estate Finance Co., based in Cape Coral, FL. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Focus areas shown on the lender page: First-time buyer. Earliest state license record: January 14, 2021 (Florida), per state regulator. States 5 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: January 14, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 5 (source: https://societymortgage.com/loan-experts/nicholas-stachnik/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their bio (lender page), confidence 0.90, verified 2026-10-15. Source: https://societymortgage.com/loan-experts/nicholas-stachnik/

## About

Has over five years of experience as a Senior Loan Officer and guides first-time homebuyers through the mortgage process.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 5. Source: https://societymortgage.com/loan-experts/nicholas-stachnik/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO80374 | active | confirmed | 2021-01-14 | state_regulator | 2026-10-15 |
| PA | state_license | 95137 | active | confirmed |  | state_regulator | 2026-10-10 |

## Employment history

- ? to present: Consumer Real Estate Finance Co. (NMLS 104621), Cape Coral, FL. Source: https://societymortgage.com/loan-experts/nicholas-stachnik/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2023829

## Contact

- linkedin_url: https://www.linkedin.com/in/nicholas-l-stachnik-2b3267169/ (source: lender_site, verified 2026-10-15)
- View profile at Consumer Real Estate Finance Co.: https://societymortgage.com/loan-experts/nicholas-stachnik/
- Office phone and Email on file: shown at https://lendb.ai/lo/nicholas-stachnik-2023829#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2023829
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://societymortgage.com/loan-experts/nicholas-stachnik/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Nicholas Stachnik (NMLS 2023829), Consumer Real Estate Finance Co.. LenDb.ai, https://lendb.ai/lo/nicholas-stachnik-2023829, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._