---
canonical_url: https://lendb.ai/lo/nick-cruthers-2425569
json_url: https://lendb.ai/lo/nick-cruthers-2425569.json
nmls_id: 2425569
last_verified: 2026-10-09
---

# Nick Cruthers

Loan Officer at Empire Home Loans. NMLS ID 2425569 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2425569)).

**Summary:** Nick Cruthers (NMLS 2425569) is Loan Officer at Empire Home Loans. States 15 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://www.empirehomeloans.com/team/nick, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Nick joined the Dock Street Mortgage Team in 2019 after 15 years in the automobile industry. He focuses on meticulous document preparation and accuracy, allowing team members to dedicate time to understanding client goals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15. Source: https://www.empirehomeloans.com/team/nick, verified 2026-10-09.
- role: Part of Dock Street Mortgage Team since 2019. Source: https://www.empirehomeloans.com/team/nick, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243). Source: https://www.empirehomeloans.com/team/nick, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2425569

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/nick
- Office phone and Email on file: shown at https://lendb.ai/lo/nick-cruthers-2425569#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2425569
- lender_site: https://www.empirehomeloans.com/team/nick

Cite as: Nick Cruthers (NMLS 2425569), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/nick-cruthers-2425569, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._