---
canonical_url: https://lendb.ai/lo/nick-fairbanks-30890
json_url: https://lendb.ai/lo/nick-fairbanks-30890.json
nmls_id: 30890
last_verified: 2026-10-15
---

# Nick Fairbanks

SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Arden Hills, MN. NMLS ID 30890 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/30890)).

**Summary:** Nick Fairbanks (NMLS 30890) is SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Arden Hills, MN. Lists Minnesota and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed, Real estate investor, VA loan and First-time buyer. States 34 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 34 (source: https://www.grarate.com/loan-officers/nick-fairbanks-30890, verified 2026-10-15)
- Licensed in: Minnesota (MN, lender_reported), Wisconsin (WI, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.64, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/nick-fairbanks-30890
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.52, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/nick-fairbanks-30890
- **VA loan** (`va`): from their lender profile page, confidence 0.40, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/nick-fairbanks-30890
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.19, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/nick-fairbanks-30890

## About

Has 34 years of experience and says they focus on first-time buyers, investors, veterans and self-employed buyers in the Twin Cities, greater Minnesota and western Wisconsin. Reports helping over 8,000 Midwest clients secure financing.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 34. Source: https://www.grarate.com/loan-officers/nick-fairbanks-30890, verified 2026-10-15.
- service_area: Twin Cities, greater MN, and western WI. Source: https://www.grarate.com/loan-officers/nick-fairbanks-30890, verified 2026-10-15.
- service_area: Minnesota and Wisconsin. Source: https://www.grarate.com/loan-officers/nick-fairbanks-30890, verified 2026-10-15.
- credential: President's Club Member. Source: https://www.grarate.com/loan-officers/nick-fairbanks-30890, verified 2026-10-15.
- credential: Super Mortgage Professional of Twin Cities Business. Source: https://www.grarate.com/loan-officers/nick-fairbanks-30890, verified 2026-10-15.
- other: helped over 8,000 clients throughout the Midwest. Source: https://www.grarate.com/loan-officers/nick-fairbanks-30890, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Arden Hills, MN. Source: https://www.grarate.com/loan-officers/nick-fairbanks-30890, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/30890

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/nick-fairbanks-30890
- Office phone and Email on file: shown at https://lendb.ai/lo/nick-fairbanks-30890#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/30890
- lender_site: https://www.grarate.com/loan-officers/nick-fairbanks-30890
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Nick Fairbanks (NMLS 30890), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/nick-fairbanks-30890, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._