--- canonical_url: https://lendb.ai/lo/nick-morga-1311632 json_url: https://lendb.ai/lo/nick-morga-1311632.json nmls_id: 1311632 last_verified: 2026-10-16 --- # Nick Morga Mortgage Lender at Bank Five Nine, Brookfield, WI. NMLS ID 1311632 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1311632)). Nick Morga, NMLS 1311632, works as a Mortgage Lender at Bank Five Nine in Brookfield, Wisconsin. Nick's lender page shows a focus on FHA loan, first-time buyer and VA loan. **Summary:** Nick Morga (NMLS 1311632) is Mortgage Lender at Bank Five Nine, based in Brookfield, WI. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: FHA loan, First-time buyer and VA loan. Earliest state license record: November 19, 2018 (Wisconsin), per state regulator. Last verified 2026-10-16. ## Quick answers ### Is Nick licensed? Nick works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Nick do FHA loans? Nick's profile lists FHA loan as a focus (from their lender profile page). It also lists first-time buyer and VA loan. Source: https://www.bankfivenine.com/banker/mortgage-lenders/nick-morga/. ### What lender does Nick work for? Bank Five Nine, company NMLS 410817, from the Brookfield, WI office, per the lender's own site (verified 2026-10-16). Source: https://www.bankfivenine.com/banker/mortgage-lenders/nick-morga/. ### How long has Nick been licensed? The earliest state license record LenDb holds for Nick is from November 19, 2018 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/. ## At a glance - Earliest state license record: November 19, 2018 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.bankfivenine.com/banker/mortgage-lenders/nick-morga/ - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.bankfivenine.com/banker/mortgage-lenders/nick-morga/ - **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.bankfivenine.com/banker/mortgage-lenders/nick-morga/ ## About Nick Morga is a Mortgage Lender. They have worked in the mortgage industry since 2015 and became a licensed loan officer in 2019. Their profile lists first-time homebuyer programs, FHA and VA loans as specialties, and they serve Southeastern Wisconsin, primarily Waukesha and Milwaukee counties. Source: LenDb summary of the lender page, verified 2026-10-16. ## Facts from the lender page and intro - years_experience: since 2015. Source: https://www.bankfivenine.com/banker/mortgage-lenders/nick-morga/, verified 2026-10-16. - role: licensed loan officer since 2019, after starting as a loan processor. Source: https://www.bankfivenine.com/banker/mortgage-lenders/nick-morga/, verified 2026-10-16. - service_area: Southeastern Wisconsin, primarily Waukesha and Milwaukee counties. Source: https://www.bankfivenine.com/banker/mortgage-lenders/nick-morga/, verified 2026-10-16. - credential: Five Star Mortgage Professional 2024, 2025. Source: https://www.bankfivenine.com/banker/mortgage-lenders/nick-morga/, verified 2026-10-16. - credential: Five Star Rising Star Mortgage Professional 2021, 2022, 2023. Source: https://www.bankfivenine.com/banker/mortgage-lenders/nick-morga/, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | WI | Wisconsin regulator | state_license | 1311632 | expired | confirmed | 2018-11-19 | state_regulator | 2026-10-21 | ## Employment history - ? to present: Bank Five Nine (NMLS 410817), Brookfield, WI. Source: https://www.bankfivenine.com/banker/mortgage-lenders/nick-morga/, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1311632 ## Contact - linkedin_url: http://www.linkedin.com/in/nick-morga-0a382617b/ (source: lender_site, verified 2026-10-16) - View profile at Bank Five Nine: https://www.bankfivenine.com/banker/mortgage-lenders/nick-morga/ - Office phone and Email on file: shown at https://lendb.ai/lo/nick-morga-1311632#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1311632 - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - lender_site: https://www.bankfivenine.com/banker/mortgage-lenders/nick-morga/ Cite as: Nick Morga (NMLS 1311632), Bank Five Nine. LenDb.ai, https://lendb.ai/lo/nick-morga-1311632, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._