{
  "canonical_url": "https://lendb.ai/lo/nick-zar-2004533",
  "loan_officer": {
    "nmls_id": 2004533,
    "slug": "nick-zar-2004533",
    "canonical_url": "https://lendb.ai/lo/nick-zar-2004533",
    "md_url": "https://lendb.ai/lo/nick-zar-2004533.md",
    "json_url": "https://lendb.ai/lo/nick-zar-2004533.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2004533",
    "full_name": {
      "value": "Nick Zar",
      "source": "lender_site",
      "source_url": "https://www.evergreenhomeloans.com/loan-officers/nick-zar",
      "verified_at": "2026-10-09"
    },
    "first_name": "Nick",
    "last_name": "Zar",
    "headshot_url": {
      "value": "https://www.evergreenhomeloans.com/media/3450/nick-zar-475.png?anchor=center&mode=crop&width=475&height=475&rnd=133262166040000000",
      "source": "lender_site",
      "source_url": "https://www.evergreenhomeloans.com/loan-officers/nick-zar",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Nick has been in the real estate industry for two years and is passionate about helping people achieve homeownership. They work with various loan programs including conventional, FHA, VA, USDA, construction, and reverse mortgages.",
      "source": "lender_site",
      "source_url": "https://www.evergreenhomeloans.com/loan-officers/nick-zar",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.evergreenhomeloans.com/loan-officers/nick-zar",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.evergreenhomeloans.com/loan-officers/nick-zar",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 2,
      "source": "lender_site",
      "source_url": "https://www.evergreenhomeloans.com/loan-officers/nick-zar",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 3182,
      "lender_name": "Evergreen Home Loans",
      "lender_slug": "evergreen-home-loans-3182",
      "branch_city": "Poulsbo",
      "branch_state": "WA",
      "branch_zip": "98370",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.evergreenhomeloans.com/loan-officers/nick-zar",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.evergreenhomeloans.com/loan-officers/nick-zar",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3182,
        "lender_name": "Evergreen Home Loans",
        "lender_slug": "evergreen-home-loans-3182",
        "branch_city": "Poulsbo",
        "branch_state": "WA",
        "branch_zip": "98370",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.evergreenhomeloans.com/loan-officers/nick-zar",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.evergreenhomeloans.com/loan-officers/nick-zar",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "2",
        "source": "lender_site",
        "source_url": "https://www.evergreenhomeloans.com/loan-officers/nick-zar",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 08:38:15.117757+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/nick-zar-2004533#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.evergreenhomeloans.com/loan-officers/nick-zar",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}