---
canonical_url: https://lendb.ai/lo/nicole-contreras-2326665
json_url: https://lendb.ai/lo/nicole-contreras-2326665.json
nmls_id: 2326665
last_verified: 2026-10-15
---

# Nicole Contreras

Loan Officer at United Mortgage Corp., FL. NMLS ID 2326665 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2326665)).

**Summary:** Nicole Contreras (NMLS 2326665) is Loan Officer at United Mortgage Corp., based in Florida. Licensed in Florida, confirmed with the state regulator (license LO111351). Speaks English and Spanish. Earliest state license record: July 28, 2022 (Florida), per state regulator. States 5 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: July 28, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 5 (source: https://unitedmortgage.com/loan-officer/nicole-contreras/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Nicole Contreras is a licensed mortgage broker with about five years of experience helping clients buy homes and refinance. They are fluent in English and Spanish.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 5. Source: https://unitedmortgage.com/loan-officer/nicole-contreras/, verified 2026-10-15.
- credential: Licensed Mortgage Broker. Source: https://unitedmortgage.com/loan-officer/nicole-contreras/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO111351 | active | confirmed | 2022-07-28 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: United Mortgage Corp. (NMLS 1330), FL. Source: https://unitedmortgage.com/loan-officer/nicole-contreras/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2326665

## Contact

- View profile at United Mortgage Corp.: https://unitedmortgage.com/loan-officer/nicole-contreras/
- Office phone and Email on file: shown at https://lendb.ai/lo/nicole-contreras-2326665#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2326665
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://unitedmortgage.com/loan-officer/nicole-contreras/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Nicole Contreras (NMLS 2326665), United Mortgage Corp.. LenDb.ai, https://lendb.ai/lo/nicole-contreras-2326665, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._