---
canonical_url: https://lendb.ai/lo/nicole-cooper-2004119
json_url: https://lendb.ai/lo/nicole-cooper-2004119.json
nmls_id: 2004119
last_verified: 2026-10-24
---

# Nicole Cooper

Loan officer at E Mortgage Capital, Inc.. NMLS ID 2004119 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2004119)).

Nicole Cooper (NMLS 2004119) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Oregon since 2025 and in California and Connecticut.

**Summary:** Nicole Cooper (NMLS 2004119) is a loan officer at E Mortgage Capital, Inc.. Licensed in 3 states confirmed with state regulators: California, Connecticut and Oregon. Earliest state license record: May 6, 2025 (Oregon), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Nicole licensed in California?

Yes. California regulator records list license 02114084 as active (verified 2026-10-24). LenDb has 2 other states on file for Nicole. Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### What lender does Nicole work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### How long has Nicole been licensed?

The earliest state license record LenDb holds for Nicole is from May 6, 2025 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: May 6, 2025 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Nicole S. Cooper (CA, CT, OR, as of 2026-10-15)
- Licensed in: California (CA DRE, confirmed), Connecticut (CT, confirmed), Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Real Estate | state_license | 02114084 | active | confirmed |  | state_regulator | 2026-10-24 |
| CT | Connecticut regulator | state_license | LO-2004119 | active | confirmed |  | state_regulator | 2026-10-15 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-05-06 | state_regulator | 2026-10-20 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2004119

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2004119
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://dfr.oregon.gov/

Cite as: Nicole Cooper (NMLS 2004119), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/nicole-cooper-2004119, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._