---
canonical_url: https://lendb.ai/lo/nicole-ferrara-1520761
json_url: https://lendb.ai/lo/nicole-ferrara-1520761.json
nmls_id: 1520761
last_verified: 2026-10-09
---

# Nicole Ferrara

Senior Loan Officer at CrossCountry Mortgage, Beverly, MA. NMLS ID 1520761 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1520761)).

**Summary:** Nicole Ferrara (NMLS 1520761) is Senior Loan Officer at CrossCountry Mortgage, based in Beverly, MA. Licensed in Florida, confirmed with the state regulator (license LO98120). Also lists Connecticut, Massachusetts, Maine, New Hampshire and Rhode Island on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Condo, VA loan and First-time buyer. Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Connecticut (CT, lender_reported), Massachusetts (MA, lender_reported), Maine (ME, lender_reported), New Hampshire (NH, lender_reported), Rhode Island (RI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/beverly-ma-4805/nicole-ferrara/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/beverly-ma-4805/nicole-ferrara/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/beverly-ma-4805/nicole-ferrara/

## About

Born and raised in Winthrop, Massachusetts, Nicole graduated from Syracuse University with degrees in economics and psychology, where she captained the Division I Ice Hockey team. She focuses on simplifying the mortgage process through client education.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Graduated from Syracuse University with a degree in economics and psychology. Source: https://crosscountrymortgage.com/beverly-ma-4805/nicole-ferrara/, verified 2026-10-09.
- service_area: East Boston, Charlestown, Winthrop, Danvers, South Weymouth, MA. Source: https://crosscountrymortgage.com/beverly-ma-4805/nicole-ferrara/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO98120 | active | confirmed | 2021-11-23 | state_regulator | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| RI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Beverly, MA. Source: https://crosscountrymortgage.com/beverly-ma-4805/nicole-ferrara/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1520761

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/beverly-ma-4805/nicole-ferrara/
- Office phone and Email on file: shown at https://lendb.ai/lo/nicole-ferrara-1520761#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1520761
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/beverly-ma-4805/nicole-ferrara/

Cite as: Nicole Ferrara (NMLS 1520761), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/nicole-ferrara-1520761, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._