---
canonical_url: https://lendb.ai/lo/nicole-francis-345159
json_url: https://lendb.ai/lo/nicole-francis-345159.json
nmls_id: 345159
last_verified: 2026-10-09
---

# Nicole Francis

Originating Branch Manager at CrossCountry Mortgage, Tahoe City, CA. NMLS ID 345159 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/345159)).

**Summary:** Nicole Francis (NMLS 345159) is Originating Branch Manager at CrossCountry Mortgage, based in Tahoe City, CA. Lists California and Nevada on the lender page (not yet checked with the state regulator). Earliest state license record: June 13, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 13, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported), Nevada (NV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO120912 | expired | confirmed | 2023-06-13 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Tahoe City, CA. Source: https://crosscountrymortgage.com/tahoe-city-ca-3090/nicole-francis/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/345159

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/tahoe-city-ca-3090/nicole-francis/
- Office phone and Email on file: shown at https://lendb.ai/lo/nicole-francis-345159#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/345159
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/tahoe-city-ca-3090/nicole-francis/

Cite as: Nicole Francis (NMLS 345159), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/nicole-francis-345159, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._