{
  "canonical_url": "https://lendb.ai/lo/nicole-furlow-2100255",
  "lede": {
    "text": "Nicole Furlow (NMLS 2100255) is a Residential Loan Officer at Banner Bank in Vancouver, Washington.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Nicole licensed?",
      "a": "Nicole works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-16"
    },
    {
      "q": "What lender does Nicole work for?",
      "a": "Banner Bank, company NMLS 439266, from the Vancouver, WA office, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://loanofficers.bannerbank.com/wa/vancouver/nicole-furlow",
      "verified_at": "2026-10-16"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2100255,
    "slug": "nicole-furlow-2100255",
    "canonical_url": "https://lendb.ai/lo/nicole-furlow-2100255",
    "md_url": "https://lendb.ai/lo/nicole-furlow-2100255.md",
    "json_url": "https://lendb.ai/lo/nicole-furlow-2100255.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2100255",
    "full_name": {
      "value": "Nicole Furlow",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/wa/vancouver/nicole-furlow",
      "verified_at": "2026-10-16"
    },
    "first_name": "Nicole",
    "last_name": "Furlow",
    "headshot_url": {
      "value": "https://a.mktgcdn.com/p/TE_G2-l3uOVebxw6yrU3KDfRSHaqMF8OjBvh-L8uNC0/304x375.jpg",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/wa/vancouver/nicole-furlow",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Nicole Furlow has served clients in the Portland area since 2018 and says banking is the industry they know best. They volunteer to teach financial education workshops in their community.",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/wa/vancouver/nicole-furlow",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Residential Loan Officer",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/wa/vancouver/nicole-furlow",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/wa/vancouver/nicole-furlow",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 439266,
      "lender_name": "Banner Bank",
      "lender_slug": "banner-bank-439266",
      "branch_city": "Vancouver",
      "branch_state": "WA",
      "branch_zip": "98685",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://loanofficers.bannerbank.com/wa/vancouver/nicole-furlow",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/wa/vancouver/nicole-furlow",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 439266,
        "lender_name": "Banner Bank",
        "lender_slug": "banner-bank-439266",
        "branch_city": "Vancouver",
        "branch_state": "WA",
        "branch_zip": "98685",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://loanofficers.bannerbank.com/wa/vancouver/nicole-furlow",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://loanofficers.bannerbank.com/wa/vancouver/nicole-furlow",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2018",
        "source": "lender_site",
        "source_url": "https://loanofficers.bannerbank.com/wa/vancouver/nicole-furlow",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "service_area",
        "value": "Portland area",
        "source": "lender_site",
        "source_url": "https://loanofficers.bannerbank.com/wa/vancouver/nicole-furlow",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Volunteers to teach financial education workshops",
        "source": "lender_site",
        "source_url": "https://loanofficers.bannerbank.com/wa/vancouver/nicole-furlow",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 14:08:06.961439+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/nicole-furlow-2100255#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/wa/vancouver/nicole-furlow",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}