---
canonical_url: https://lendb.ai/lo/nicole-ganem-2148497
json_url: https://lendb.ai/lo/nicole-ganem-2148497.json
nmls_id: 2148497
last_verified: 2026-10-16
---

# Nicole Ganem

VP, Mortgage Loan Officer at Bangor Savings Bank, Windham, ME. NMLS ID 2148497 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2148497)).

Nicole Ganem (NMLS 2148497) is a mortgage loan officer at Bangor Savings Bank in Windham, Maine.

**Summary:** Nicole Ganem (NMLS 2148497) is VP, Mortgage Loan Officer at Bangor Savings Bank, based in Windham, ME. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-16.

## Quick answers

### Is Nicole licensed?

Nicole works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Nicole work for?

Bangor Savings Bank, company NMLS 449200, from the Windham, ME office, per the lender's own site (verified 2026-10-16). Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/nicole-ganem/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- service_area: Cornish, Gray, Raymond, Standish, Windham, Bridgton, Naples, Harrison, Gorham. Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/nicole-ganem/, verified 2026-10-16.
- community: Board member, Maine Association of Mortgage Professionals. Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/nicole-ganem/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bangor Savings Bank (NMLS 449200), Windham, ME. Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/nicole-ganem/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2148497

## Contact

- View profile at Bangor Savings Bank: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/nicole-ganem/
- Office phone and Email on file: shown at https://lendb.ai/lo/nicole-ganem-2148497#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2148497
- lender_site: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/nicole-ganem/

Cite as: Nicole Ganem (NMLS 2148497), Bangor Savings Bank. LenDb.ai, https://lendb.ai/lo/nicole-ganem-2148497, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._