---
canonical_url: https://lendb.ai/lo/nicole-james-2003942
json_url: https://lendb.ai/lo/nicole-james-2003942.json
nmls_id: 2003942
last_verified: 2026-10-09
---

# Nicole James

Sr Mortgage Loan Originator at American Pacific Mortgage, Austin, TX. NMLS ID 2003942 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2003942)).

**Summary:** Nicole James (NMLS 2003942) is Sr Mortgage Loan Originator at American Pacific Mortgage, based in Austin, TX. Lists Texas on the lender page (not yet checked with the state regulator). States 21 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 21 (source: https://www.apmortgage.com/nicole-james, verified 2026-10-09)
- Licensed in: Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Nicole has been a financial sector professional since 2005 and serves North Central Texas. She prioritizes quality, value, and peace of mind throughout the loan process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 21. Source: https://www.apmortgage.com/nicole-james, verified 2026-10-09.
- service_area: North Central Texas. Source: https://www.apmortgage.com/nicole-james, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: American Pacific Mortgage (NMLS 1850), Austin, TX. Source: https://www.apmortgage.com/nicole-james, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2003942

## Contact

- View profile at American Pacific Mortgage: https://www.apmortgage.com/nicole-james
- Office phone and Email on file: shown at https://lendb.ai/lo/nicole-james-2003942#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2003942
- lender_site: https://www.apmortgage.com/nicole-james

Cite as: Nicole James (NMLS 2003942), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/nicole-james-2003942, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._