---
canonical_url: https://lendb.ai/lo/nicole-kalina-1442252
json_url: https://lendb.ai/lo/nicole-kalina-1442252.json
nmls_id: 1442252
last_verified: 2026-10-26
---

# Nicole Svetlana Kalina

Loan officer at Buckingham Mortgage LLC, VA. NMLS ID 1442252 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1442252)).

Nicole Svetlana Kalina (NMLS 1442252) is a mortgage loan officer at Buckingham Mortgage LLC in Virginia, licensed in Florida since 2016 and in Maryland.

**Summary:** Nicole Svetlana Kalina (NMLS 1442252) is a loan officer at Buckingham Mortgage LLC, based in Virginia. Licensed in 2 states confirmed with state regulators: Florida and Maryland. Also lists Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: August 22, 2016 (Florida), per state regulator. States 6 years of experience. Last verified 2026-10-26.

## Quick answers

### Is Nicole licensed in Virginia?

Buckingham Mortgage LLC's page for Nicole lists Virginia. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 2 other states on file for Nicole. Source: https://www.bfgusa.com/team-member/nicole-kalina/.

### What lender does Nicole work for?

Buckingham Mortgage LLC, company NMLS 1124970, per the lender's own site (verified 2026-10-15). Source: https://www.bfgusa.com/team-member/nicole-kalina/.

### How long has Nicole been licensed?

The earliest state license record LenDb holds for Nicole is from August 22, 2016 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Nicole states 6 years of experience. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: August 22, 2016 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 6 (source: https://www.bfgusa.com/team-member/nicole-kalina/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), Maryland (MD, confirmed), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: since 2014. Source: https://www.bfgusa.com/team-member/nicole-kalina/, verified 2026-10-15.
- years_experience: 6. Source: https://www.bfgusa.com/team-member/nicole-kalina/, verified 2026-10-15.
- education: Bachelor of Science degree in Accounting. Source: https://www.bfgusa.com/team-member/nicole-kalina/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO36471 | active | confirmed | 2016-08-22 | state_regulator | 2026-10-15 |
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| VA |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Buckingham Mortgage LLC (NMLS 1124970), VA. Source: https://www.bfgusa.com/team-member/nicole-kalina/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1442252

## Contact

- linkedin_url: https://www.linkedin.com/in/nicole-svetlana-kalina-00562552/ (source: lender_site, verified 2026-10-15)
- View profile at Buckingham Mortgage LLC: https://www.bfgusa.com/team-member/nicole-kalina/
- Email on file: shown at https://lendb.ai/lo/nicole-kalina-1442252#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1442252
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://www.labor.maryland.gov/finance/
- lender_site: https://www.bfgusa.com/team-member/nicole-kalina/

Cite as: Nicole Svetlana Kalina (NMLS 1442252), Buckingham Mortgage LLC. LenDb.ai, https://lendb.ai/lo/nicole-kalina-1442252, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._