---
canonical_url: https://lendb.ai/lo/nicole-kwan-477256
json_url: https://lendb.ai/lo/nicole-kwan-477256.json
nmls_id: 477256
last_verified: 2026-10-09
---

# Nicole Kwan

VP of Mortgage Lending at CrossCountry Mortgage, Lexington, MA. NMLS ID 477256 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/477256)).

**Summary:** Nicole Kwan (NMLS 477256) is VP of Mortgage Lending at CrossCountry Mortgage, based in Lexington, MA. Lists California, Massachusetts, Maine, New Hampshire and Rhode Island on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Condo, Foreign national, New construction, Physician and medical professional and First-time buyer. Speaks Chinese. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://crosscountrymortgage.com/lexington-ma-4841/nicole-kwan/, verified 2026-10-09)
- Licensed in: California (CA, lender_reported), Massachusetts (MA, lender_reported), Maine (ME, lender_reported), New Hampshire (NH, lender_reported), Rhode Island (RI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Chinese
- Profile: unclaimed
- Status: active

## Specialties

- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/lexington-ma-4841/nicole-kwan/
- **Foreign national** (`foreign-national`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/lexington-ma-4841/nicole-kwan/
- **New construction** (`new-construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/lexington-ma-4841/nicole-kwan/
- **Physician and medical professional** (`physician`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/lexington-ma-4841/nicole-kwan/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.11, verified 2026-10-09. Source: https://crosscountrymortgage.com/lexington-ma-4841/nicole-kwan/

## About

VP with 20+ years in mortgage industry. Specializes in foreign national, first-time homebuyer, condo, new construction, and physician loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://crosscountrymortgage.com/lexington-ma-4841/nicole-kwan/, verified 2026-10-09.
- credential: Fluent in Mandarin and Cantonese. Source: https://crosscountrymortgage.com/lexington-ma-4841/nicole-kwan/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| RI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Lexington, MA. Source: https://crosscountrymortgage.com/lexington-ma-4841/nicole-kwan/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/477256

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/lexington-ma-4841/nicole-kwan/
- Office phone and Email on file: shown at https://lendb.ai/lo/nicole-kwan-477256#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/477256
- lender_site: https://crosscountrymortgage.com/lexington-ma-4841/nicole-kwan/

Cite as: Nicole Kwan (NMLS 477256), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/nicole-kwan-477256, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._