---
canonical_url: https://lendb.ai/lo/nicole-renee-nuss-2580652
json_url: https://lendb.ai/lo/nicole-renee-nuss-2580652.json
nmls_id: 2580652
last_verified: 2026-10-15
---

# Nicole Renee Nuss

Loan officer at Zero Point Mortgage Services. NMLS ID 2580652 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2580652)).

**Summary:** Nicole Renee Nuss (NMLS 2580652) is a loan officer at Zero Point Mortgage Services. Lists Arizona, California, Florida, New Mexico, Oregon and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Self-employed. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Florida (FL, lender_reported), New Mexico (NM, lender_reported), Oregon (OR, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.zpmloans.com/ZPM-Officers/nicole-renee-nuss
- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.50, verified 2026-10-15. Source: https://www.zpmloans.com/ZPM-Officers/nicole-renee-nuss

## Facts from the lender page and intro

- education: first in family to graduate college. Source: https://www.zpmloans.com/ZPM-Officers/nicole-renee-nuss, verified 2026-10-15.
- education: graduate school. Source: https://www.zpmloans.com/ZPM-Officers/nicole-renee-nuss, verified 2026-10-15.
- other: owned and operated a bakery in Berkeley, Calif. for 10 years. Source: https://www.zpmloans.com/ZPM-Officers/nicole-renee-nuss, verified 2026-10-15.
- community: longtime advocate for senior dog and cat adoption. Source: https://www.zpmloans.com/ZPM-Officers/nicole-renee-nuss, verified 2026-10-15.
- community: donates 5% of commission on every closed loan to clients' local animal shelter or rescue group. Source: https://www.zpmloans.com/ZPM-Officers/nicole-renee-nuss, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| FL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Zero Point Mortgage Services (NMLS 1216108). Source: https://www.zpmloans.com/ZPM-Officers/nicole-renee-nuss, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2580652

## Contact

- View profile at Zero Point Mortgage Services: https://www.zpmloans.com/ZPM-Officers/nicole-renee-nuss
- Office phone on file: shown at https://lendb.ai/lo/nicole-renee-nuss-2580652#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2580652
- lender_site: https://www.zpmloans.com/ZPM-Officers/nicole-renee-nuss

Cite as: Nicole Renee Nuss (NMLS 2580652), Zero Point Mortgage Services. LenDb.ai, https://lendb.ai/lo/nicole-renee-nuss-2580652, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._