{
  "canonical_url": "https://lendb.ai/lo/nicole-rust-1932068",
  "lede": {
    "text": "Nicole Rust (NMLS 1932068) is a Loan Processor & Loan Officer at Blue Water Mortgage, LLC, serving Maine and New Hampshire.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Nicole licensed in Maine?",
      "a": "Blue Water Mortgage, LLC's page for Nicole lists Maine. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 1 other state on file for Nicole.",
      "fields": [
        "licenses"
      ],
      "source": "lender page",
      "source_url": "https://bluewatermtg.com/our-team/nicole-rust/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Nicole work for?",
      "a": "Blue Water Mortgage, LLC, company NMLS 1291, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://bluewatermtg.com/our-team/nicole-rust/",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1932068,
    "slug": "nicole-rust-1932068",
    "canonical_url": "https://lendb.ai/lo/nicole-rust-1932068",
    "md_url": "https://lendb.ai/lo/nicole-rust-1932068.md",
    "json_url": "https://lendb.ai/lo/nicole-rust-1932068.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1932068",
    "full_name": {
      "value": "Nicole Rust",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/nicole-rust/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Nicole",
    "last_name": "Rust",
    "headshot_url": null,
    "bio": null,
    "title": {
      "value": "Loan Processor & Loan Officer",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/nicole-rust/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/nicole-rust/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 45,
    "current_employment": {
      "lender_nmls_id": 1291,
      "lender_name": "Blue Water Mortgage, LLC",
      "lender_slug": "blue-water-mortgage-llc-1291",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://bluewatermtg.com/our-team/nicole-rust/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/nicole-rust/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1291,
        "lender_name": "Blue Water Mortgage, LLC",
        "lender_slug": "blue-water-mortgage-llc-1291",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://bluewatermtg.com/our-team/nicole-rust/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/nicole-rust/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "ME",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/nicole-rust/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "NH",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/nicole-rust/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "education",
        "value": "Saint Anselm College",
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/nicole-rust/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 20:28:35.603629+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/nicole-rust-1932068#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/nicole-rust/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}