--- canonical_url: https://lendb.ai/lo/nicole-welsch-1174329 json_url: https://lendb.ai/lo/nicole-welsch-1174329.json nmls_id: 1174329 last_verified: 2026-10-09 --- # Nikki Welsch Senior Vice President of Lending at CrossCountry Mortgage, Edwardsburg, MI. NMLS ID 1174329 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1174329)). **Summary:** Nikki Welsch (NMLS 1174329) is Senior Vice President of Lending at CrossCountry Mortgage, based in Edwardsburg, MI. Licensed in Florida, confirmed with the state regulator (license LO125153). Also lists Georgia, Illinois, Indiana, Michigan, North Carolina, Ohio, Tennessee and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan and FHA loan. Earliest state license record: January 5, 2024 (Florida), per state regulator. Last verified 2026-10-09. ## At a glance - Earliest state license record: January 5, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Michigan (MI, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Tennessee (TN, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/edwardsburg-mi-4319/nicole-welsch/ - **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/edwardsburg-mi-4319/nicole-welsch/ ## About Nikki has worked in mortgage lending since 1999, using problem-solving skills and knowledge of loan programs to provide solutions from application to closing. She volunteers extensively in her community and visits high schools annually to educate students about financial decision-making. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: since 1999. Source: https://crosscountrymortgage.com/edwardsburg-mi-4319/nicole-welsch/, verified 2026-10-09. - community: President of Edwardsburg Area Chamber of Commerce. Source: https://crosscountrymortgage.com/edwardsburg-mi-4319/nicole-welsch/, verified 2026-10-09. - community: Board Member of Edwardsburg Little League. Source: https://crosscountrymortgage.com/edwardsburg-mi-4319/nicole-welsch/, verified 2026-10-09. - community: Board Member of Edwardsburg Public Schools Foundation. Source: https://crosscountrymortgage.com/edwardsburg-mi-4319/nicole-welsch/, verified 2026-10-09. - community: Vice President of Edwardsburg Athletic Boosters. Source: https://crosscountrymortgage.com/edwardsburg-mi-4319/nicole-welsch/, verified 2026-10-09. - community: Annual speaker at local high schools on financial decision-making. Source: https://crosscountrymortgage.com/edwardsburg-mi-4319/nicole-welsch/, verified 2026-10-09. - service_area: Elkhart, Granger (IN); Dowagiac, Niles, Saint Joseph, Edwardsburg, New Buffalo (MI). Source: https://crosscountrymortgage.com/edwardsburg-mi-4319/nicole-welsch/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO125153 | active | confirmed | 2024-01-05 | state_regulator | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Edwardsburg, MI. Source: https://crosscountrymortgage.com/edwardsburg-mi-4319/nicole-welsch/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1174329 ## Contact - linkedin_url: https://www.linkedin.com/in/nikki-welsch-199019127/ (source: lender_site, verified 2026-10-09) - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/edwardsburg-mi-4319/nicole-welsch/ - Office phone and Email on file: shown at https://lendb.ai/lo/nicole-welsch-1174329#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1174329 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - lender_site: https://crosscountrymortgage.com/edwardsburg-mi-4319/nicole-welsch/ Cite as: Nikki Welsch (NMLS 1174329), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/nicole-welsch-1174329, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._