--- canonical_url: https://lendb.ai/lo/nigel-ragan-2691717 json_url: https://lendb.ai/lo/nigel-ragan-2691717.json nmls_id: 2691717 last_verified: 2026-10-09 --- # Nigel Ragan Loan Originator at Envoy Mortgage, Oak Harbor, WA. NMLS ID 2691717 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2691717)). **Summary:** Nigel Ragan (NMLS 2691717) is Loan Originator at Envoy Mortgage, based in Oak Harbor, WA. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Alabama, Arizona, Connecticut, Georgia, Iowa, Illinois, Indiana, Kansas and 12 more on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Florida records). Last verified 2026-10-09. ## At a glance - Licensed since 2025 (per Florida records). This is license history on file, not total experience. - Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), Alabama (AL, lender_reported), Arizona (AZ, lender_reported), Connecticut (CT, lender_reported), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Louisiana (LA, lender_reported), Massachusetts (MA, lender_reported), Maine (ME, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Nevada (NV, lender_reported), Ohio (OH, lender_reported), Oregon (OR, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO139088 | active | confirmed | 2025-06-23 | state_regulator | 2026-10-09 | | PA | state_license | 115694 | active | confirmed | | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | LA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ME | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Envoy Mortgage (NMLS 6666), Oak Harbor, WA. Source: https://www.envoymortgage.com/nigel-ragan/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2691717 ## Contact - linkedin_url: https://www.linkedin.com/in/nigel-ragan-798492128 (source: lender_site, verified 2026-10-09) - View profile at Envoy Mortgage: https://www.envoymortgage.com/nigel-ragan/ - Email on file: shown at https://lendb.ai/lo/nigel-ragan-2691717#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2691717 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://data.pa.gov/d/tyxc-jyug - lender_site: https://www.envoymortgage.com/nigel-ragan/ Cite as: Nigel Ragan (NMLS 2691717), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/nigel-ragan-2691717, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._