---
canonical_url: https://lendb.ai/lo/nikki-chichi-godwin-1004322
json_url: https://lendb.ai/lo/nikki-chichi-godwin-1004322.json
nmls_id: 1004322
last_verified: 2026-10-09
---

# Nikki ChiChi Godwin

Mortgage Loan Officer at Loan Factory. NMLS ID 1004322 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1004322)).

**Summary:** Nikki ChiChi Godwin (NMLS 1004322) is Mortgage Loan Officer at Loan Factory. Licensed in Colorado, confirmed with the state regulator (license 100529598). Also lists Texas on the lender page (not yet checked with the state regulator). Licensed since 2019 (per Florida records). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2019 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://www.loanfactory.com/mortgage-expert/nikki-chichi-godwin-1004322, verified 2026-10-09)
- Licensed in: Colorado (CO, confirmed), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Nikki ChiChi Godwin has over 25 years of experience in financial services and is committed to delivering service excellence and extraordinary client care with availability including after-hours and weekends.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.loanfactory.com/mortgage-expert/nikki-chichi-godwin-1004322, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100529598 | active | confirmed | 2022-01-04 | state_regulator | 2026-10-10 |
| FL | state_license | LO64361 | expired | confirmed | 2019-09-24 | state_regulator | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/nikki-chichi-godwin-1004322, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1004322

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/nikki-chichi-godwin-1004322

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1004322
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=291444&contact=516996
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/nikki-chichi-godwin-1004322

Cite as: Nikki ChiChi Godwin (NMLS 1004322), Loan Factory. LenDb.ai, https://lendb.ai/lo/nikki-chichi-godwin-1004322, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._