---
canonical_url: https://lendb.ai/lo/nikki-saccullo-93401
json_url: https://lendb.ai/lo/nikki-saccullo-93401.json
nmls_id: 93401
last_verified: 2026-10-09
---

# Nikki Saccullo

Senior Mortgage Advisor at CrossCountry Mortgage, Newport Beach, CA. NMLS ID 93401 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/93401)).

**Summary:** Nikki Saccullo (NMLS 93401) is Senior Mortgage Advisor at CrossCountry Mortgage, based in Newport Beach, CA. Lists California and Washington on the lender page (not yet checked with the state regulator). States 22 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 22 (source: https://crosscountrymortgage.com/newport-beach-ca-8160/nicolette-saccullo/, verified 2026-10-09)
- Licensed in: California (CA, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Nikki has over 22 years of experience helping clients with homeownership decisions. Known for clear communication and personalized approach, she serves Santa Cruz, Watsonville, and Scotts Valley in California.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 22. Source: https://crosscountrymortgage.com/newport-beach-ca-8160/nicolette-saccullo/, verified 2026-10-09.
- service_area: Santa Cruz, Watsonville, Scotts Valley, CA. Source: https://crosscountrymortgage.com/newport-beach-ca-8160/nicolette-saccullo/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Newport Beach, CA. Source: https://crosscountrymortgage.com/newport-beach-ca-8160/nicolette-saccullo/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/93401

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/newport-beach-ca-8160/nicolette-saccullo/
- Email on file: shown at https://lendb.ai/lo/nikki-saccullo-93401#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/93401
- lender_site: https://crosscountrymortgage.com/newport-beach-ca-8160/nicolette-saccullo/

Cite as: Nikki Saccullo (NMLS 93401), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/nikki-saccullo-93401, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._