---
canonical_url: https://lendb.ai/lo/nikolai-castillo-36862
json_url: https://lendb.ai/lo/nikolai-castillo-36862.json
nmls_id: 36862
last_verified: 2026-10-15
---

# Nick Castillo

Regional Manager at Guaranteed Rate Affinity, LLC, Mesa, AZ. NMLS ID 36862 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/36862)).

**Summary:** Nick Castillo (NMLS 36862) is Regional Manager at Guaranteed Rate Affinity, LLC, based in Mesa, AZ. Licensed in Florida, confirmed with the state regulator (license LO146992). Speaks English and Spanish. Earliest state license record: April 20, 2026 (Florida), per state regulator. States 24 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: April 20, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 24 (source: https://www.grarate.com/loan-officers/nick-castillo-36862, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Nick Castillo has 24 years of experience in the mortgage and lending industry, is a U.S. Army combat veteran, and is fluent in English and Spanish.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 24. Source: https://www.grarate.com/loan-officers/nick-castillo-36862, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO146992 | active | confirmed | 2026-04-20 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Mesa, AZ. Source: https://www.grarate.com/loan-officers/nick-castillo-36862, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/36862

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/nick-castillo-36862
- Office phone and Email on file: shown at https://lendb.ai/lo/nikolai-castillo-36862#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/36862
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/nick-castillo-36862
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Nick Castillo (NMLS 36862), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/nikolai-castillo-36862, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._