---
canonical_url: https://lendb.ai/lo/nilima-brahmbhatt-1921386
json_url: https://lendb.ai/lo/nilima-brahmbhatt-1921386.json
nmls_id: 1921386
last_verified: 2026-10-09
---

# Nilima Brahmbhatt

Mortgage Loan Officer at Loan Factory. NMLS ID 1921386 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1921386)).

**Summary:** Nilima Brahmbhatt (NMLS 1921386) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO141705). Also lists Delaware, Illinois, Michigan, Texas, Virginia and West Virginia on the lender page (not yet checked with the state regulator). Speaks English, Gujarati and Hindi. Licensed since 2025 (per Florida records). States 15 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 15 (source: https://www.loanfactory.com/mortgage-expert/nilima-brahmbhatt-1921386, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Delaware (DE, lender_reported), Illinois (IL, lender_reported), Michigan (MI, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Gujarati, Hindi
- Profile: unclaimed
- Status: active

## Specialties


## About

Nilima Brahmbhatt has over 15 years of experience in finance-technology and specializes in empowering clients with data-driven insights to make informed home financing decisions. She negotiates the best products and rates available.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15. Source: https://www.loanfactory.com/mortgage-expert/nilima-brahmbhatt-1921386, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO141705 | active | confirmed | 2025-10-02 | state_regulator | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/nilima-brahmbhatt-1921386, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1921386

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/nilima-brahmbhatt-1921386

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1921386
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/nilima-brahmbhatt-1921386

Cite as: Nilima Brahmbhatt (NMLS 1921386), Loan Factory. LenDb.ai, https://lendb.ai/lo/nilima-brahmbhatt-1921386, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._