---
canonical_url: https://lendb.ai/lo/ning-chen-2473467
json_url: https://lendb.ai/lo/ning-chen-2473467.json
nmls_id: 2473467
last_verified: 2026-10-09
---

# Ning Chen

Mortgage Loan Officer at Loan Factory. NMLS ID 2473467 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2473467)).

**Summary:** Ning Chen (NMLS 2473467) is Mortgage Loan Officer at Loan Factory. Lists California on the lender page (not yet checked with the state regulator). Speaks English and Chinese. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Chinese
- Profile: unclaimed
- Status: active

## Specialties


## About

Ning is a retiring college professor teaching Software AI and FinTech who works part-time as an MLO to support his wife's real estate business. He focuses on helping clients obtain mortgages at the lowest rates.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Licensed in California. Source: https://www.loanfactory.com/mortgage-expert/ning-chen-2473467, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/ning-chen-2473467, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2473467

## Contact

- linkedin_url: https://www.linkedin.com/in/ning-chen-75a0a8318/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/ning-chen-2473467

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2473467
- lender_site: https://www.loanfactory.com/mortgage-expert/ning-chen-2473467

Cite as: Ning Chen (NMLS 2473467), Loan Factory. LenDb.ai, https://lendb.ai/lo/ning-chen-2473467, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._