---
canonical_url: https://lendb.ai/lo/nino-arapi-2227209
json_url: https://lendb.ai/lo/nino-arapi-2227209.json
nmls_id: 2227209
last_verified: 2026-10-09
---

# Nino Arapi

VP | Branch Manager at Ruoff Mortgage. NMLS ID 2227209 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2227209)).

**Summary:** Nino Arapi (NMLS 2227209) is VP | Branch Manager at Ruoff Mortgage. Lists Indiana and Kentucky on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, Real estate investor, USDA loan and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Indiana (IN, lender_reported), Kentucky (KY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.ruoff.com/NinoArapi
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.ruoff.com/NinoArapi
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.ruoff.com/NinoArapi
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.ruoff.com/NinoArapi
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.ruoff.com/NinoArapi

## About

Nino is a service-focused mortgage officer serving Indiana and Kentucky, known for thorough pre-approvals and clear communication. He has marketing and business development background, working with all major loan types for first-time buyers, move-up buyers, refinances, and investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Indiana and Kentucky. Source: https://www.ruoff.com/NinoArapi, verified 2026-10-09.
- education: Bachelor of Science in Exercise Science from Manchester University. Source: https://www.ruoff.com/NinoArapi, verified 2026-10-09.
- other: Background in marketing and business development for a physical therapy company. Source: https://www.ruoff.com/NinoArapi, verified 2026-10-09.
- education: Graduate of Southport High School. Source: https://www.ruoff.com/NinoArapi, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/NinoArapi, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2227209

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/NinoArapi
- Office phone on file: shown at https://lendb.ai/lo/nino-arapi-2227209#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2227209
- lender_site: https://www.ruoff.com/NinoArapi

Cite as: Nino Arapi (NMLS 2227209), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/nino-arapi-2227209, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._