{
  "canonical_url": "https://lendb.ai/lo/niti-kapoor-924550",
  "loan_officer": {
    "nmls_id": 924550,
    "slug": "niti-kapoor-924550",
    "canonical_url": "https://lendb.ai/lo/niti-kapoor-924550",
    "md_url": "https://lendb.ai/lo/niti-kapoor-924550.md",
    "json_url": "https://lendb.ai/lo/niti-kapoor-924550.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/924550",
    "full_name": {
      "value": "Niti Kapoor",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/niti-kapoor/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Niti",
    "last_name": "Kapoor",
    "headshot_url": {
      "value": "https://www.thefederalsavingsbank.com/wp-content/uploads/2025/07/924550-new.jpg",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/niti-kapoor/",
      "verified_at": "2026-10-16"
    },
    "bio": null,
    "title": {
      "value": "Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/niti-kapoor/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [
        "en",
        "hi",
        "pa",
        "ur"
      ],
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/niti-kapoor/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 411500,
      "lender_name": "The Federal Savings Bank",
      "lender_slug": "the-federal-savings-bank-411500",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/niti-kapoor/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/niti-kapoor/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "lender_slug": "the-federal-savings-bank-411500",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/niti-kapoor/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/niti-kapoor/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "NY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/niti-kapoor/",
        "verified_at": "2026-10-16",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/",
        "verified_at": "2026-10-16"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/niti-kapoor-43870238/",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/niti-kapoor/",
        "verified_at": "2026-10-16"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "education",
        "value": "Bachelor’s Degree in Commerce, Delhi University",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/niti-kapoor/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "role",
        "value": "Former licensed Sales Agent in real estate",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/niti-kapoor/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "New York City Citation Award, October 2012",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/niti-kapoor/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Organizes and participates in social, political, cultural and religious events",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/niti-kapoor/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 09:57:29.413707+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/niti-kapoor-924550#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/niti-kapoor/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}