---
canonical_url: https://lendb.ai/lo/noel-smith-156016
json_url: https://lendb.ai/lo/noel-smith-156016.json
nmls_id: 156016
last_verified: 2026-10-09
---

# Noel Smith

Senior Loan Officer at Fairway Independent Mortgage Corporation, Boise, ID. NMLS ID 156016 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/156016)).

**Summary:** Noel Smith (NMLS 156016) is Senior Loan Officer at Fairway Independent Mortgage Corporation, based in Boise, ID. Lists Idaho, Oregon and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan, Self-employed, Real estate investor, VA loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Idaho (ID, lender_reported), Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Non-QM loan** (`non-qm`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/boise-id-3832/noel-smith/
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/boise-id-3832/noel-smith/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/boise-id-3832/noel-smith/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/boise-id-3832/noel-smith/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/boise-id-3832/noel-smith/

## Facts from the lender page and intro

- service_area: Boise Valley and Columbia River Gorge including The Dalles, Hood River, OR and surrounding Idaho communities. Source: https://crosscountrymortgage.com/boise-id-3832/noel-smith/, verified 2026-10-09.
- credential: 185 loans closed/funded. Source: https://crosscountrymortgage.com/boise-id-3832/noel-smith/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| ID | state_license | MLO-12450 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | 156016 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Boise, ID. Source: https://www.fairway.com/lo/noel-smith-156016, verified 2026-10-09.
- ? to 2026-10-09: CrossCountry Mortgage (NMLS 3029), Boise, ID. Source: https://crosscountrymortgage.com/boise-id-3832/noel-smith/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/156016

## Contact

- linkedin_url: https://www.linkedin.com/in/noel-smith-b595405/ (source: lender_site, verified 2026-10-09)
- View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/noel-smith-156016
- Office phone and Email on file: shown at https://lendb.ai/lo/noel-smith-156016#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/156016
- lender_site: https://www.fairway.com/lo/noel-smith-156016
- lender_site: https://crosscountrymortgage.com/boise-id-3832/noel-smith/

Cite as: Noel Smith (NMLS 156016), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/noel-smith-156016, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._