---
canonical_url: https://lendb.ai/lo/olga-zagulova-2075707
json_url: https://lendb.ai/lo/olga-zagulova-2075707.json
nmls_id: 2075707
last_verified: 2026-10-15
---

# Olga Zagulova

Loan officer at Zero Point Mortgage Services. NMLS ID 2075707 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2075707)).

**Summary:** Olga Zagulova (NMLS 2075707) is a loan officer at Zero Point Mortgage Services. Licensed in Florida, confirmed with the state regulator (license LO146061). Also lists Colorado, Arizona, California, New Mexico, Oregon, Texas and Washington on the lender page (not yet checked with the state regulator). Earliest state license record: March 20, 2026 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: March 20, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), New Mexico (NM, lender_reported), Oregon (OR, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- education: degree in international business, University of Denver. Source: https://www.threepointmortgage.com/olga-zagulova, verified 2026-10-15.
- service_area: Colorado and Florida. Source: https://www.zpmloans.com/ZPM-Officers/olga-zagulova, verified 2026-10-15.
- education: Bachelor's Degree in International Business, University of Denver. Source: https://www.zpmloans.com/ZPM-Officers/olga-zagulova, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO146061 | active | confirmed | 2026-03-20 | state_regulator | 2026-10-15 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Zero Point Mortgage Services (NMLS 1216108). Source: https://www.zpmloans.com/ZPM-Officers/olga-zagulova, verified 2026-10-15.
- ? to 2026-10-15: Three Point Mortgage LLC (NMLS 2364254). Source: https://www.threepointmortgage.com/olga-zagulova, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2075707

## Contact

- View profile at Zero Point Mortgage Services: https://www.zpmloans.com/ZPM-Officers/olga-zagulova
- Office phone on file: shown at https://lendb.ai/lo/olga-zagulova-2075707#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2075707
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.zpmloans.com/ZPM-Officers/olga-zagulova
- lender_site: https://www.threepointmortgage.com/olga-zagulova

Cite as: Olga Zagulova (NMLS 2075707), Zero Point Mortgage Services. LenDb.ai, https://lendb.ai/lo/olga-zagulova-2075707, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._