---
canonical_url: https://lendb.ai/lo/oliver-maldonado-2729085
json_url: https://lendb.ai/lo/oliver-maldonado-2729085.json
nmls_id: 2729085
last_verified: 2026-10-09
---

# Oliver Maldonado

Mortgage Loan Officer at Loan Factory. NMLS ID 2729085 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2729085)).

**Summary:** Oliver Maldonado (NMLS 2729085) is Mortgage Loan Officer at Loan Factory. Licensed in Colorado, confirmed with the state regulator (license 100543498). Speaks English and Spanish. Earliest state license record: October 17, 2025 (Colorado), per state regulator. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: October 17, 2025 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.loanfactory.com/mortgage-expert/oliver-maldonado-2729085, verified 2026-10-09)
- Licensed in: Colorado (CO, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Oliver Maldonado has over 20 years of experience as a mortgage broker in Colorado, known for aggressive rate negotiation and deep expertise across Colorado's lending ecosystem.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.loanfactory.com/mortgage-expert/oliver-maldonado-2729085, verified 2026-10-09.
- role: Colorado's most trusted, aggressive, and results-driven Mortgage Broker. Source: https://www.loanfactory.com/mortgage-expert/oliver-maldonado-2729085, verified 2026-10-09.
- credential: Author of The Mortgage Book. Source: https://www.loanfactory.com/mortgage-expert/oliver-maldonado-2729085, verified 2026-10-09.
- credential: Recognized in Scotsman Guide, Mortgage Originator Magazine, and National Mortgage Broker. Source: https://www.loanfactory.com/mortgage-expert/oliver-maldonado-2729085, verified 2026-10-09.
- service_area: Colorado. Source: https://www.loanfactory.com/mortgage-expert/oliver-maldonado-2729085, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100543498 | active | confirmed | 2025-10-17 | state_regulator | 2026-10-10 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/oliver-maldonado-2729085, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2729085

## Contact

- linkedin_url: https://www.linkedin.com/in/oliver-maldonado-066aa121a/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/oliver-maldonado-2729085
- Office phone on file: shown at https://lendb.ai/lo/oliver-maldonado-2729085#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2729085
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=344928&contact=579192
- lender_site: https://www.loanfactory.com/mortgage-expert/oliver-maldonado-2729085

Cite as: Oliver Maldonado (NMLS 2729085), Loan Factory. LenDb.ai, https://lendb.ai/lo/oliver-maldonado-2729085, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._