{
  "canonical_url": "https://lendb.ai/lo/olivia-eggen-1531037",
  "lede": {
    "text": "Olivia Eggen, NMLS 1531037, works as a mortgage loan officer at Granite Bank in Champlin, Minnesota. Olivia's lender page shows a focus on first-time buyer.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Olivia licensed?",
      "a": "Olivia works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-16"
    },
    {
      "q": "Does Olivia list first-time buyer as a focus?",
      "a": "Olivia's profile lists first-time buyer as a focus (from their lender profile page).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://granitebank.com/loan-officer/oliviaeggen/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Olivia work for?",
      "a": "Granite Bank, company NMLS 405434, from the Champlin, MN office, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://granitebank.com/loan-officer/oliviaeggen/",
      "verified_at": "2026-10-16"
    },
    {
      "q": "How long has Olivia been licensed?",
      "a": "The earliest state license record LenDb holds for Olivia is from April 12, 2022 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Olivia states 10 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Wisconsin state regulator",
      "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
      "verified_at": "2026-10-21"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1531037,
    "slug": "olivia-eggen-1531037",
    "canonical_url": "https://lendb.ai/lo/olivia-eggen-1531037",
    "md_url": "https://lendb.ai/lo/olivia-eggen-1531037.md",
    "json_url": "https://lendb.ai/lo/olivia-eggen-1531037.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1531037",
    "full_name": {
      "value": "Olivia Eggen",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/oliviaeggen/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Olivia",
    "last_name": "Eggen",
    "headshot_url": {
      "value": "https://granitebank.com/wp-content/uploads/2024/10/521682e3-9594-4278-94ec-5b98fa325d07-300x300.jpg",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/oliviaeggen/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Olivia Eggen is a Sr. Loan Officer/Branch Manager with 10 years in the mortgage industry. Their focus includes helping first time homebuyers, and they also serve people who want to upsize, downsize or invest. Outside work, they enjoy cooking, pickleball, golf and travel with family.",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/oliviaeggen/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Sr. Loan Officer/Branch Manager",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/oliviaeggen/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/oliviaeggen/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 10,
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/oliviaeggen/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 405434,
      "lender_name": "Granite Bank",
      "lender_slug": "granite-bank-405434",
      "branch_city": "Champlin",
      "branch_state": "MN",
      "branch_zip": "55316",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://granitebank.com/loan-officer/oliviaeggen/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/oliviaeggen/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 405434,
        "lender_name": "Granite Bank",
        "lender_slug": "granite-bank-405434",
        "branch_city": "Champlin",
        "branch_state": "MN",
        "branch_zip": "55316",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://granitebank.com/loan-officer/oliviaeggen/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/oliviaeggen/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "1531037",
        "status": "expired",
        "issued_at": "2022-04-12",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.5,
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/oliviaeggen/",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/olivia-eggen-63048026/",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/oliviaeggen/",
        "verified_at": "2026-10-16"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "10",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/oliviaeggen/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-21 14:57:59.133113+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/olivia-eggen-1531037#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/oliviaeggen/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": {
      "date": "2022-04-12",
      "state": "WI"
    },
    "licensed_since": {
      "year": 2022,
      "state": "WI"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}