---
canonical_url: https://lendb.ai/lo/olivia-heflin-1992815
json_url: https://lendb.ai/lo/olivia-heflin-1992815.json
nmls_id: 1992815
last_verified: 2026-10-09
---

# Olivia Heflin

Loan Officer at ALCOVA Mortgage, Front Royal, VA. NMLS ID 1992815 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1992815)).

**Summary:** Olivia Heflin (NMLS 1992815) is Loan Officer at ALCOVA Mortgage, based in Front Royal, VA. Lists Virginia on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Loan officer from Front Royal, VA, licensed in VA, focused on helping borrowers achieve homeownership goals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- community: Supports 4-H. Source: https://alcova.com/loan-officer/oheflin/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Front Royal, VA. Source: https://alcova.com/loan-officer/oheflin/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1992815

## Contact

- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/oheflin/
- Email on file: shown at https://lendb.ai/lo/olivia-heflin-1992815#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1992815
- lender_site: https://alcova.com/loan-officer/oheflin/

Cite as: Olivia Heflin (NMLS 1992815), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/olivia-heflin-1992815, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._