---
canonical_url: https://lendb.ai/lo/ollie-spears-481156
json_url: https://lendb.ai/lo/ollie-spears-481156.json
nmls_id: 481156
last_verified: 2026-10-09
---

# Ollie Jay Spears

Divisional Sale Manager at Total Mortgage Services, Pawtucket, RI. NMLS ID 481156 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/481156)).

**Summary:** Ollie Jay Spears (NMLS 481156) is Divisional Sale Manager at Total Mortgage Services, based in Pawtucket, RI. Licensed in Florida, confirmed with the state regulator (license LO102645). Earliest state license record: February 17, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 17, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Ollie Jay has been in the mortgage industry since August 1997 with 25+ years of experience across wholesale, sales management, and retail branch management. He has helped nearly 3,000 clients achieve homeownership.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1997. Source: https://www.totalmortgage.com/bankers/ollie-jay-spears, verified 2026-10-09.
- role: Worked as wholesale account executive, sales manager, and retail branch manager. Source: https://www.totalmortgage.com/bankers/ollie-jay-spears, verified 2026-10-09.
- credential: Helped nearly 3,000 clients through the home-buying process. Source: https://www.totalmortgage.com/bankers/ollie-jay-spears, verified 2026-10-09.
- community: Shares stories on social media of families achieving homeownership; maintains strong relationships with realtors, attorneys, and credit consultants. Source: https://www.totalmortgage.com/bankers/ollie-jay-spears, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO102645 | active | confirmed | 2022-02-17 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Pawtucket, RI. Source: https://www.totalmortgage.com/bankers/ollie-jay-spears, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/481156

## Contact

- linkedin_url: https://www.linkedin.com/in/ollie-jay-spears-149a1b37 (source: lender_site, verified 2026-10-09)
- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/ollie-jay-spears
- Email on file: shown at https://lendb.ai/lo/ollie-spears-481156#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/481156
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/ollie-jay-spears

Cite as: Ollie Jay Spears (NMLS 481156), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/ollie-spears-481156, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._