---
canonical_url: https://lendb.ai/lo/onil-cruz-gonzalez-2525788
json_url: https://lendb.ai/lo/onil-cruz-gonzalez-2525788.json
nmls_id: 2525788
last_verified: 2026-10-10
---

# Onil Cruz

Mortgage Loan Originator at AnnieMac Home Mortgage, Maitland, FL. NMLS ID 2525788 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2525788)).

**Summary:** Onil Cruz (NMLS 2525788) is Mortgage Loan Originator at AnnieMac Home Mortgage, based in Maitland, FL. Licensed in Florida, confirmed with the state regulator (license LO122983). Earliest state license record: September 14, 2023 (Florida), per state regulator. Last verified 2026-10-10.

## At a glance

- Earliest state license record: September 14, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- service_area: Florida. Source: https://annie-mac.com/lo/onilcruz/, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO122983 | active | confirmed | 2023-09-14 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: AnnieMac Home Mortgage (NMLS 338923), Maitland, FL. Source: https://annie-mac.com/lo/onilcruz/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2525788

## Contact

- View profile at AnnieMac Home Mortgage: https://annie-mac.com/lo/onilcruz/
- Office phone and Email on file: shown at https://lendb.ai/lo/onil-cruz-gonzalez-2525788#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2525788
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://annie-mac.com/lo/onilcruz/

Cite as: Onil Cruz (NMLS 2525788), AnnieMac Home Mortgage. LenDb.ai, https://lendb.ai/lo/onil-cruz-gonzalez-2525788, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._