---
canonical_url: https://lendb.ai/lo/oscar-mercado-1316450
json_url: https://lendb.ai/lo/oscar-mercado-1316450.json
nmls_id: 1316450
last_verified: 2026-10-09
---

# Oscar Mercado

Loan Originator at Cardinal Financial Company, Kirkland, WA. NMLS ID 1316450 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1316450)).

**Summary:** Oscar Mercado (NMLS 1316450) is Loan Originator at Cardinal Financial Company, based in Kirkland, WA. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Cardinal Financial Company (NMLS 66247), Kirkland, WA. Source: https://www.cardinalfinancial.com/loan-originator/oscar-mercado/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1316450

## Contact

- View profile at Cardinal Financial Company: https://www.cardinalfinancial.com/loan-originator/oscar-mercado/
- Office phone and Email on file: shown at https://lendb.ai/lo/oscar-mercado-1316450#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1316450
- lender_site: https://www.cardinalfinancial.com/loan-originator/oscar-mercado/

Cite as: Oscar Mercado (NMLS 1316450), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/oscar-mercado-1316450, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._