---
canonical_url: https://lendb.ai/lo/oscar-padilla-983144
json_url: https://lendb.ai/lo/oscar-padilla-983144.json
nmls_id: 983144
last_verified: 2026-10-11
---

# Oscar Padilla

Senior Loan Officer at CMG Home Loans, Chicago, IL. NMLS ID 983144 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/983144)).

**Summary:** Oscar Padilla (NMLS 983144) is Senior Loan Officer at CMG Home Loans, based in Chicago, IL. Lists Illinois and Indiana on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Down payment assistance. Speaks Spanish. States 12 years of experience. Last verified 2026-10-11.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 12 (source: https://www.cmghomeloans.com/mysite/oscar-padilla, verified 2026-10-11)
- Licensed in: Illinois (IL, lender_reported), Indiana (IN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-11. Source: https://www.cmghomeloans.com/mysite/oscar-padilla
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.80, verified 2026-10-11. Source: https://www.cmghomeloans.com/mysite/oscar-padilla

## About

Oscar Padilla has 12+ years in mortgage lending, serving the greater Chicagoland area and licensed in Illinois and Indiana. They focus on first-time buyers, credit repair guidance, and down payment assistance, and speak Spanish.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Facts from the lender page and intro

- years_experience: 12. Source: https://www.cmghomeloans.com/mysite/oscar-padilla, verified 2026-10-11.
- service_area: Greater Chicagoland area. Source: https://www.cmghomeloans.com/mysite/oscar-padilla, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |

## Employment history

- ? to present: CMG Home Loans (NMLS 1820), Chicago, IL. Source: https://www.cmghomeloans.com/mysite/oscar-padilla, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/983144

## Contact

- View profile at CMG Home Loans: https://www.cmghomeloans.com/mysite/oscar-padilla
- Office phone and Email on file: shown at https://lendb.ai/lo/oscar-padilla-983144#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/983144
- lender_site: https://www.cmghomeloans.com/mysite/oscar-padilla

Cite as: Oscar Padilla (NMLS 983144), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/oscar-padilla-983144, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._