---
canonical_url: https://lendb.ai/lo/osvaldo-ponce-2167039
json_url: https://lendb.ai/lo/osvaldo-ponce-2167039.json
nmls_id: 2167039
last_verified: 2026-10-15
---

# Lalo Ponce

Mortgage Loan Officer at SecurityNational Mortgage Company, El Paso, TX. NMLS ID 2167039 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2167039)).

Lalo Ponce (NMLS 2167039) is a Mortgage Loan Officer at SecurityNational Mortgage Company in El Paso, Texas, licensed in Texas since 2021. Lalo speaks English and Spanish and works at an FHA-approved lender, per HUD.

**Summary:** Lalo Ponce (NMLS 2167039) is Mortgage Loan Officer at SecurityNational Mortgage Company, based in El Paso, TX. Licensed in Texas, confirmed with the state regulator. Speaks English and Spanish. Earliest state license record: November 11, 2021 (Texas), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Lalo licensed in Texas?

Yes. Texas regulator records list a license as active, first effective November 11, 2021 (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### What lender does Lalo work for, and is it FHA-approved?

SecurityNational Mortgage Company, company NMLS 3116, from the El Paso, TX office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://mortgage.snmc.com/tx/elpaso/lalo-ponce-2167039.html.

### What languages does Lalo speak?

English and Spanish, per their lender page (verified 2026-10-15). Source: https://mortgage.snmc.com/tx/elpaso/lalo-ponce-2167039.html.

### How long has Lalo been licensed?

The earliest state license record LenDb holds for Lalo is from November 11, 2021 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: November 11, 2021 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2021-11-11 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: SecurityNational Mortgage Company (NMLS 3116), El Paso, TX. Source: https://mortgage.snmc.com/tx/elpaso/lalo-ponce-2167039.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2167039

## Contact

- View profile at SecurityNational Mortgage Company: https://mortgage.snmc.com/tx/elpaso/lalo-ponce-2167039.html
- Office phone and Email on file: shown at https://lendb.ai/lo/osvaldo-ponce-2167039#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2167039
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://mortgage.snmc.com/tx/elpaso/lalo-ponce-2167039.html
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Lalo Ponce (NMLS 2167039), SecurityNational Mortgage Company. LenDb.ai, https://lendb.ai/lo/osvaldo-ponce-2167039, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._