---
canonical_url: https://lendb.ai/lo/pamela-childress-475652
json_url: https://lendb.ai/lo/pamela-childress-475652.json
nmls_id: 475652
last_verified: 2026-10-16
---

# Pamela Childress

Mortgage Banker at The Federal Savings Bank. NMLS ID 475652 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/475652)).

**Summary:** Pamela Childress (NMLS 475652) is Mortgage Banker at The Federal Savings Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan and VA loan. States 33 years of experience. Last verified 2026-10-16.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 33 (source: https://www.thefederalsavingsbank.com/bankers/pamela-childress/, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Construction loan** (`construction`): from their lender profile page, confidence 0.70, verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/bankers/pamela-childress/
- **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/bankers/pamela-childress/

## About

Pamela Childress has 33 years of mortgage experience. Their profile lists Construction Loan Specialist and Veteran Lending Specialist as recognitions. They are active in the New River Valley Board of Realtors, and VHDA has named them among its top lenders for New River Valley counties.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: 33. Source: https://www.thefederalsavingsbank.com/bankers/pamela-childress/, verified 2026-10-16.
- credential: VHDA Top Lender for the counties in the New River Valley. Source: https://www.thefederalsavingsbank.com/bankers/pamela-childress/, verified 2026-10-16.
- community: Active member of the New River Valley Board of Realtors. Source: https://www.thefederalsavingsbank.com/bankers/pamela-childress/, verified 2026-10-16.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: The Federal Savings Bank (NMLS 411500). Source: https://www.thefederalsavingsbank.com/bankers/pamela-childress/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/475652

## Contact

- linkedin_url: https://www.linkedin.com/in/pam-childress-259408b2/ (source: lender_site, verified 2026-10-16)
- View profile at The Federal Savings Bank: https://www.thefederalsavingsbank.com/bankers/pamela-childress/
- Office phone and Email on file: shown at https://lendb.ai/lo/pamela-childress-475652#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/475652
- lender_site: https://www.thefederalsavingsbank.com/bankers/pamela-childress/

Cite as: Pamela Childress (NMLS 475652), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/pamela-childress-475652, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._