---
canonical_url: https://lendb.ai/lo/pamela-gustafson-254280
json_url: https://lendb.ai/lo/pamela-gustafson-254280.json
nmls_id: 254280
last_verified: 2026-10-22
---

# Pam Gustafson

Mortgage Advisor at Mortgage Nerds, LLC, Appleton, WI. NMLS ID 254280 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/254280)).

Pam Gustafson (NMLS 254280) is a Mortgage Advisor at Mortgage Nerds, LLC in Appleton, Wisconsin, licensed in Wisconsin since 1998.

**Summary:** Pam Gustafson (NMLS 254280) is Mortgage Advisor at Mortgage Nerds, LLC, based in Appleton, WI. Licensed in Wisconsin, confirmed with the state regulator (license 5532). Earliest state license record: April 13, 1998 (Wisconsin), per state regulator. States 33 years of experience. Last verified 2026-10-22.

## Quick answers

### Is Pam licensed in Wisconsin?

Yes. Wisconsin regulator records list license 5532 as active, first effective April 13, 1998 (verified 2026-10-21). Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

### What lender does Pam work for?

Mortgage Nerds, LLC, company NMLS 1946237, from the Appleton, WI office, per the lender's own site (verified 2026-10-22). Source: https://mortgagenerds.com/team-member/pam-gustafson/.

### How long has Pam been licensed?

The earliest state license record LenDb holds for Pam is from April 13, 1998 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Pam states 33 years of experience. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

## At a glance

- Earliest state license record: April 13, 1998 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 33 (source: https://mortgagenerds.com/team-member/pam-gustafson/, verified 2026-10-22)
- Also licensed as (state regulator records, same NMLS ID): Pamela A. Gustafson (FL, IA, as of 2026-10-19); Pamela Gustafson (WI, as of 2026-10-21)
- Licensed in: Wisconsin (WI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 33. Source: https://mortgagenerds.com/team-member/pam-gustafson/, verified 2026-10-22.
- role: Mortgage Advisor with Mortgage Nerds for 24 years. Source: https://mortgagenerds.com/team-member/pam-gustafson/, verified 2026-10-22.
- education: College at Eau Claire. Source: https://mortgagenerds.com/team-member/pam-gustafson/, verified 2026-10-22.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO104192 | expired | confirmed | 2022-03-15 | state_regulator | 2026-10-15 |
| IA | Iowa regulator | state_license | 47668 | expired | confirmed | 2022-01-20 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 5532 | active | confirmed | 1998-04-13 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: Mortgage Nerds, LLC (NMLS 1946237), Appleton, WI. Source: https://mortgagenerds.com/team-member/pam-gustafson/, verified 2026-10-22.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/254280

## Contact

- View profile at Mortgage Nerds, LLC: https://mortgagenerds.com/team-member/pam-gustafson/
- Office phone and Email on file: shown at https://lendb.ai/lo/pamela-gustafson-254280#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/254280
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://mortgagenerds.com/team-member/pam-gustafson/

Cite as: Pam Gustafson (NMLS 254280), Mortgage Nerds, LLC. LenDb.ai, https://lendb.ai/lo/pamela-gustafson-254280, last verified 2026-10-22.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._